Posted: Wednesday, April 19, 2017 2:17 AM
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The State of Indiana requires drivers purchase an automobile insurance policy. A policy that will pay at least $25,000 if one person is injured in an at-fault collision. IN motorists must also carry at least $50,000 in insurance to cover multiple people injured in a single accident. In addition, drivers in the state of Indiana must have at least $10,000 worth of property damage coverage. This is often referred to as 25/50/10 coverage. Insurance providers recommend that drivers carry more than the state required minimum amount of liability coverage. Opting for a policy that only includes Indiana state requirements may help drivers get the lowest premiums. However, Indiana uses the tort system to determine who will pay for expenses that arise as the result of an accident. A driver who is found to be at fault is responsible for paying all of the costs incurred. You can save money with cheap Indiana Car Insurance. The state-minimum-required amount of liability coverage does provide some protection for motorists, but people who cause an accident will have to pay out of their own pockets for damage that goes over their policy's limits.
Insurance companies use various factors to determine a potential policyholder's likelihood or probability of having an accident or loss. Some factors include: type of vehicle (including model, year and value); driving history; number of accidents; where you park and drive the vehicle; age; gender; and even credit scores. Shop for the insurance provider that offers the best service for the lowest rate. If you have a good driving record, avoid companies that advertise to high-risk drivers such as DUIs or SR22. Their rates are usually higher. Get quotes from several auto insurance companies for Indiana Auto Insurance before you buy. Be sure you understand which coverage are included and that you're comparing policies with equal coverage. If you need same-day coverage, or a low down-payment on your automobile coverage, we can help. We help with the shopping so you can save! If you bundle plans, you may also be eligible for additional discounts.
Getting and comparing low rate quotes from a number of providers has proven to be the best way to save the most money on your automobile coverage. Don't settle for anything less than the best rate available from a major insurer. It sure won't hurt to check free quotes for cheap car insurance in Indianapolis and see if you can save some money. Why not take a few minutes of your time and make sure that you're getting the best deal on your coverage?
city of Indianapolis, IN
Indiana Bureau of Motor Vehicles
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• Location: Indiana, Indianapolis
• Post ID: 7893048 indianapolis